5 Big Ticket Purchases You Need To Be Prepared For

5 Big Ticket Purchases You Need To Be Prepared For

It’s impossible to plan for everything, but it is easy to be prepared. Nest eggs and emergency funds are important to keep up to date with our current lifestyles. Below are a few big ticket purchases that are important to keep in mind. Some are easy to see coming, and others sneak up on you when you least expect it. At the end of the day it’s important to be prepared for whatever life sends your way.

Home & Car Repair

Accidents happen, and you need to be prepared. Routine maintenance on your car or a leaky sink in the house always end up costing more than expected, and bigger problems drive an even bigger hole in your wallet. When problems arise with your house and car, the last thing you want to be doing is standing around with empty pockets. In order to minimize these expenses, make sure your insurance policies are up to date.

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Buying new tires for your car is an expense people try to forget, but is a necessary one to be prepared for. Rule of thumb is to change your tires every 30,000 - 40,000 miles, but that’s not the only time you may end up buying new wheels for your ride. You may need seasonal tires as well for inclement weather conditions. Make sure you have money set aside when you know an expense like this is coming up, because the longer you wait with your tires the more at risk you are on the road.


While it is always nice to have money set aside for leisurely traveling, it is always smart to have a plan for other necessary travel plans. A friend may be getting married across the country, or perhaps a family member is in need of assistance. Flying isn’t cheap and it is good to have a game plan for travel expenses, especially if you have a lot of distance between friends and family.


While not a physical expense, It’s the one thing everyone tries to avoid thinking about, but sadly it is a very real expense that many don’t see coming. Having funds set aside to cover all your small expenses in the case of unemployment is incredibly important to make sure you and your family can stay upright when things get tight. Take a look at your monthly expenses, and make sure you have enough set aside to sustain you for at least 2 - 3 months.


Cell phones, computers, tablets are scattered across nearly every home these days. While we enjoy our electronics, sometimes it is easy to forget how breakable they are. Be prepped for repairs or replacements when accidents occur, or be ready to live without them for a while if needed. While some people like to replace electronics whenever a newer model comes out, at least be prepared to act when your old devices finally give out on you.

While you can’t plan for everything, you can be prepared for when life happens. By watching your finances, spending wisely and keeping money stored away for a rainy day, you can be ready for whatever life ends up throwing your way.